DSB Debit Card * DSB Credit Card

 
  Visa Consumer DEBIT Card 
more info >
Visa Business DEBIT Card
more info >
Visa Consumer CREDIT Card
more info >
Visa Business CREDIT Card
more info >
To obtain:

Request card through Denison State Bank

Customer service: 1-800-633-2423 Monday through Friday, 8:00 a.m. to 5:00 p.m.

 

 

Request card through Denison State Bank

Customer service: 1-800-633-2423 Monday through Friday, 8:00 a.m. to 5:00 p.m.

 

 

Apply for Consumer card (Platinum Preferred, Classic) through Bankers Bank of Kansas/Denison State Bank

This is not an online application. You must print the PDF form, fill it out and sign, and mail in as instructed.

Customer service: 1-800-423-7503 any time of day.

Apply for Business card through Denison State Bank/Denison State Bank

This is not an online application. You must print the PDF form, fill it out and sign, and mail in as instructed.

Customer service: 1-800-423-7503 any time of day.

Activation required: Call DSB Telebanking toll-free at 1-866-372-5151, option 3. Call DSB Telebanking toll-free at 1-866-372-5151, option 3. Call 1-800-543-5073. Call 1-800-543-5073.
Funding source: DSB personal checking account DSB business/commercial checking account Revolving line of credit with the creditor Revolving line of credit with the creditor
Merchant purchases: Yes, with any Visa-accepting merchant. Up to $2,000 daily on Beyond checking accounts, all other checking accounts up to $1,000 daily.  Yes, with any Visa-accepting merchant, up to $2,000 daily.  Yes, with any card-accepting merchant, up to the credit card limit. Yes, with any card-accepting merchant, up to the credit card limit.
ATM withdrawals: PIN entry required. Withdrawals up to $500 daily. No charge if this card is used at a DSB branch ATM. PIN entry required. Withdrawals up to $500 daily. No charge if this card is used at a DSB branch ATM. PIN entry required for cash advances at ATMs. PIN entry required for cash advances at ATMs.
Offline limits: $305 daily for purchases and withdrawals if the network is down. $305 daily for purchases and withdrawals if the network is down.    
PIN issued: Yes. PIN is linked to your unique debit card. PIN can be customized. Yes. PIN is linked to your unique debit card. PIN can be customized. Yes. PIN is linked to your unique credit card and cannot be altered. Fee for credit advance may apply. Yes. PIN is linked to your unique credit card and cannot be altered. Fee for credit advance may apply.
Option to link to Round Up Savings: Yes Yes No No
Overdraft Privilege available: On consumer accounts only, on merchant card transactions only, and only if consumer card holder has provided opt-in consent to the issuing bank. Business account not eligible. N/A N/A
Annual Percentage Rate (APR): N/A N/A Refer to the credit card application at the time you apply and your monthly statement. Refer to the credit card application at the time you apply and your monthly statement.
Payments: N/A N/A Payments can be made at www.mycardstatement.com, by phone 1-800-423-7503, through ACH AutoPay, DSB Bill Pay/mailed to Visa, PO Box 4512, Carol Stream, IL 60197-4512. Payments cannot be accepted at DSB anymore. Read more. Payments can be made at www.mycardstatement.com, by phone 1-800-423-7503, through ACH AutoPay, DSB Bill Pay/mailed to Visa, PO Box 4512, Carol Stream, IL 60197-4512. Payments cannot be accepted at DSB anymore. Read more.
Registered online access: www.dsbks.com www.dsbks.com www.mycardstatement.com www.mycardstatement.com
Verified by Visa: Yes, for DSB debit cards Yes, for DSB debit cards Yes, for DSB credit cards Yes, for DSB credit cards
Visa Checkout: Yes Yes Yes Yes
Transaction disputes: Dispute forms Dispute forms    
Fraud detection and cardholder communication: Yes, through Card Sentry. Yes, through Card Sentry. Yes, through SecurLock Communicate Yes, through SecurLock Communicate
Lost/stolen card:  Call any DSB location during operating hours, or call after-hours 844-202-5333. Call any DSB location during operating hours, or call after-hours 844-202-5333. Call 727-570-4881 any time of day. Call 727-570-4881 any time of day.
Usage alerts: Yes, for any approval, decline or both. Sent by email, text or both. Yes, for any approval, decline or both. Sent by email, text or both. Yes Yes 
Mobile wallets: Yes: Apple Pay, Google Pay, Samsung Pay Yes: Apple Pay, Google Pay, Samsung Pay Yes Yes
Other fees if applicable: DSB will charge its cardholders $1 per transaction if used at a non-DSB ATM, with the exception of cards funded by a Beyond checking account. DSB will charge non-DSB cardholders $2 per transaction when used at any DSB ATM. DSB will charge its cardholders $1 per transaction if used at a non-DSB ATM. DSB will charge non-DSB cardholders $2 per transaction when used at any DSB ATM. No annual fee. See application for any other fees if applicable services is used. See application for full fee disclosure. Certain restrictions and limitations apply.
Rewards: Yes, debit purchase rewards from participating national merchants offered exclusively through DSB Online/Mobile. Yes, debit purchase rewards from participating national merchants offered exclusively through DSB Online/Mobile. Platinum Preferred cardholders earn one point for every dollar spent. You may redeem earned points for gifts. There is no cap to how many points you can earn. See Platinum Preferred Benefits and browse the Rewards site. No
Visa Zero Liability: Yes Yes Yes Yes
Other features:  N/A N/A Auto rental insurance, travel accident insurance coverage. Preset spending limits for each employee cardholder. Quarterly reports itemize business expenditures. Also: purchase security, extended warranty protection, auto rental insurance, travel and emergency services, travel accident insurance. (Certain restrictions and limitations apply.)

 

Visa Debit Card: request your debit card

DSB Visa Debit Cards be used for purchases and ATM withdrawals. The blue DSB debit cards are issued on personal checking accounts, and the green DSB debit cards are issued on business/commercial checking accounts. The transaction amount is quickly and safely debited from your linked DSB checking account. You potentially save money when you use your free debit card compared to checks you may have to purchase. Unauthorized charges are protected by Visa's Zero Liability Guarantee.

To minimize card fraud risk, the bank uses the CSI Card Sentry service to monitor authorization activity and transactions that are "outside the norm" of a card holder's usage trend. If a transaction is made that is outside the norm of regular use, you may receive a phone call from CSI Card Sentry, confirming authorization validity. Card usage could be blocked if transactions are outside normal activity. The best way to avoid this is to let DSB know of any large or unusual purchases you plan to make with your card, and to let us know ahead of time when you will be traveling outside the Midwest U.S. region (and all foreign travel) and using your card.

Read debit card basics

Visa Credit Card: apply for Consumer / apply for Business

The Visa Credit Card, available to both consumers and businesses, is underwritten and supported by Bankers Bank of Kansas (BBOK) and branded with the DSB name and logo. It is accepted around the world wherever you see the Visa emblem. Payments can be made online, phone, Bill Pay, ACH autopay, and mail.

* View the Consumer credit card brochure.

* View the details about the ScoreCard Platinum Preferred benefits on consumer cards (must qualify) for merchandise and travel rewards, or go to ScoreCardRewards site now or call 1-800-854-0790.

* View the Business credit card brochure.

* Donate to charities using your Visa Credit Card, get rewards. Read more >

* Take charge when you charge. Read credit card basics >

Verified by Visa

Non-clickable image of Verified by Visa logo, no functionality in it.Registering for Verified by Visa protects your online purchases by requiring you to supply additional identification information that only you will know the answers to. Click on the links below to register and watch for this logo when shopping online.

 

DSB Visa Debit Card
DSB Visa Credit Card

 

ATM Card

This card can be used for ATM transactions only (not point of sale purchases) on DSB checking and savings accounts. Use this card for transactions at Denison State Bank ATMs or at any ATMs around the world. Use it for cash withdrawals, funds transfers between DSB accounts, and balance inquiries.

Click here if you have a lost or stolen DSB ATM card.

 

What's the difference between a credit card, debit card and prepaid card? Find out here >