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Checking Accounts for Businesses, Organizations and Public Funds
Commercial Checking Business Economy Checking Public Funds Checking Non-Profit Checking
Designed For: Sole proprietorships, partnerships, and corporations. Small businesses with limited transactions. ** Public funded entity. Non-profit corporations, as well as unincorporated associations (informal groups that have a common purpose or goal). An account may be in the name of a social club, religious or charitable organization, or other.
Interest Bearing: Earnings credit of 1.80% is applied to the average collected balance during the statement cycle. That equates to 15 cents on every $100 in average collected balance. The earnings credit will be applied to reduce total fees, but cannot exceed total fees. No No No
Amount Needed to Open: $100 $100 $100 $100
Monthly Maintenance Fee: $5.00, or $3.00 if use online statements. Fee is offset by an earnings credit (see above). $4.00 ($2.00 if use online statements) if daily ledger balance falls below $500 on any day of the cycle. None None
Per-Debit Fee: $.10 for each debit item (withdrawal, check paid, electronic transfer or payment out of this account). $0.20 after 25 debit items (withdrawal, check paid, electronic transfer or payment out of this account), unless $500 daily balance is maintained. None None
Per-Credit Fee: $.10 for each deposited credit item (deposited check item, cash-in ticket, electronic transfer or payment to this account). $0.15 in excess of 20 deposited credit items (deposited check item, cash-in ticket, electronic transfer or payment to this account), unless $500 daily balance is maintained. None None
Statement Delivery: Monthly through mail or online.  Monthly through mail or online. Monthly through mail or online.  Monthly through mail or online. 

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Other fees if applicable:

Overdraft Paid Item Fee/Return Item Fee: $25.00 each. Negative balance fee is $3.00 per day after 7 days. 

Return Deposit Item Fee: $3.00 per item.

Checks and Deposit Slips: Prices vary based on designs and quantities chosen.

** NOTE: DSB reserves right to reclassify a Business Economy account into a Commercial account based on transaction counts and other factors.

Disclosure: Actions prohibited by Unlawful Internet Gambling Act.