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Checking Accounts for Businesses, Organizations and Public Funds
Commercial Checking Business Economy Checking Business NOW Checking Public Funds Checking
Designed For: Sole proprietorships, partnerships, and corporations. Small businesses with limited transactions. ** Any non-incorporated business wanting to earn the current NOW interest rate. Public funded entity.
Interest Bearing: Earnings credit of 1.80% is applied to the average collected balance during the statement cycle. That equates to 15 cents on every $100 in average collected balance. The earnings credit will be applied to reduce total fees, but cannot exceed total fees. No Yes. View current business NOW rate. No
Monthly Maintenance Fee: $5.00, or $3.00 if use CSIeSafe electronic statements. Fee is offset by an earnings credit (see above). $4.00 ($2.00 if use CSIeSafe electronic statements) if daily ledger balance falls below $500 on any day of the cycle. $7.50 each cycle if daily ledger balance is $999.99 or lower on any day of the cycle; $5.00 each cycle if daily balance is between $1,000 and $1,499.99 on any day in cycle. No fee if daily balances exceed $1,500. $2.00 discount on applied maintenance fee if electronic statements are used. None
Per-Debit Fee: $.10 for each debit item (withdrawal, check paid, electronic transfer or payment out of this account). $0.20 after 25 debit items (withdrawal, check paid, electronic transfer or payment out of this account), unless $500 daily balance is maintained. $0.20 after 25 debit items (withdrawal, check paid, electronic transfer or payment out of this account), unless $1,500 daily balance is maintained. None
Per-Credit Fee: $.10 for each deposited credit item (deposited check item, cash-in ticket, electronic transfer or payment to this account). $0.15 after 20 deposited credit items (deposited check item, cash-in ticket, electronic transfer or payment to this account), unless $500 daily balance is maintained. $0.10 after 10 deposited credit items (deposited check item, cash-in ticket, electronic transfer or payment to this account), unless $1,500 daily balance is maintained. None
Statement Delivery: Monthly through mail or electronic. Monthly through mail or electronic. Monthly through mail or electronic. Monthly through mail or electronic.
 

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Other fees if applicable:

Overdraft Paid Item Fee/Return Item Fee: $25.00 each. Negative balance fee is $3.00 per day after 7 days. 

Return Deposit Item Fee: $3.00 per item.

Checks and Deposit Slips: Prices vary based on designs and quantities chosen.

** NOTE: DSB reserves right to reclassify a Business Economy account into a Commercial account based on transaction counts and other factors.

Disclosure: Actions prohibited by Unlawful Internet Gambling Act.