DSB Financial ServicesNon-clickable image of bank employee Rex Frazier, no functionality in it.

DSB Financial Services is managed by Rex Frazier,  He is an officer at Denison State Bank, a registered representative of Securities America Inc. (SAI), and a Certified Financial Planner. He can help you with: 

  • Insurance. Do you have the right types and amount of insurance? Are you paying too much for your coverage? Talk to Rex about various life insurance options, including annuities, term life insurance, mortgage protection insurance, and long term care coverage. 
  • Investments. Choose from a variety of investments, including tax-deferred fixed and variable annuities, stocks and mutual funds, bonds (government, corporate and municipal), long-term care insurance, and IRAs. If you are already an investor with DSB Financial Services through Securities America, Inc., you can access your securities portfolio online. Call or email Rex Frazier or Deb Knouft to get your online registration set up.
  • Estate and retirement planning. Have you thought about your post retirement years? See what can be done about minimizing Social Security benefits taxation and health care expenses. Identify how your assets will be distributed in accordance with your wishes. We can help roll-over 401(k) into a Roth IRA.
  • Cash flow management. Returns on investments can increase your discretionary income, especially if properly managed.
  • Fees: When you use us for brokerage services, you will pay a transaction-based fee, generally referred to as a commission, every time you buy and sell an investment. You may select investments, or we may recommend investments for you, but the ultimate investment decision is yours.

Officer and staff:  

  Rex Frazier, Registered Representative, Securities America Inc.
  Financial Investments Officer, Denison State Bank
  Licensed in: Series 6 and 7 securities, life insurance and annuities
  Office: (785) 364-3131 / Mobile: (785) 220-2012

 What is a CERTIFIED FINANCIAL PLANNERNon-clickable image of CFP logo, no functionality in it.

Non-clickable image of bank employee Deb Knouft, no functionality in it.  Deb Knouft, Vice President/Investments
  Office: (785) 364-3131 / Mobile: (785) 305-1500




DSB Financial Services products are:

Not FDIC Insured * No Bank Guarantees * May Lose Value
Not a Deposit and Not Insured by any Government Agency

Securities offered through Securities America, Inc. Member FINRA, SIPC.
Rex Frazier, CFP Registered Representative.
Check the background of this investment professional on FINRA's BrokerCheck.

Denison State Bank and DSB Financial Services are not legally affiliated with Securities America, Inc.

Securities America and its representatives do not offer tax or legal services. Please contact the appropriate professional regarding your particular situation.

We are not required to monitor your portfolio.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.