Commercial Operating Loans


Commercial Working Capital (Revolving) 

Credit is available for businesses to manage high and lows of cash flow. Funds automatically can be advanced when needed.

Commercial Working Capital (Amortized) 

Loan is amortized over several years.

Commercial Expansion

Commercial expansion loans for equipment, purchases and plant expansion. 

Commercial Machinery

Terms up to 7 years. No origination fees. No prepayment penalties. Automatic payment option. Cash margin not necessary. Amortized payment or equal principal plus interest payment. New or used equipment. 

SBA Loans

Denison State Bank can assist you in obtaining a commercial loan through Small Business Administration (SBA). Various programs are available, from loans less than $100,000 to loans up to $5 million on 7A and 504 loans. Terms can be from 10 to 20 years. Minimum capital is required. The loan is financed and serviced by Denison State Bank. 

Free Confidential Business Assistance

Do you want to start a new business or expand an existing business? Glacial Hills Resource Conservation and Development Region Inc. can help. They provide free and confidential business assistance to everyone. If you are interested in establishing a new business in Atchison, Brown, Doniphan, Jackson and Nemaha counties, contact them at (785) 945-6292. This organization can assist you in assessing your business needs, business plan development assistance, marketing and financial management assistance, and links to the resources and networks with other agencies and organizations that can help you.

Other Loan Services

* Letters of credit
* Auction letters
* Printed loan amortization schedules

Info icon  Read more about small business lending initiatives.

Info icon  Use our Excel financial statement forms. Available for commercial and agriculture.

Info icon  Look at these additional funding resources, such as local tax incentive programs.


Contact us about Commercial Operating Loans.